Affiliate Program Terms and Conditions

1. The Affiliate Program is effective from the 30th of May, 2018, terms and conditions are valid for an indefinite period, and Envestio has the right to end or change the present terms and conditions of the Affiliate Program unilaterally and without individually notifying the Affiliate or a third party.

2. During the time frame of the Affiliate Program any natural person, who is at least 18 years old or is a duly registered legal person (hereinafter the Affiliate), has the right to participate in the Affiliate Program. The Affiliate should receive Envestio’s generated unique link to the Envestio’s website (hereinafter the Platform) providing an offer to a third party to become a User (hereinafter the URL).

3. After logging in to the Platform the Affiliate has to go to the upper right corner of the screen and click the “Invite” icon in order to get to the affiliate/referral program page. At this page the affiliate has two options. Invitations to potential Envestio participants can be sent either by email (a person will get an email, saying that the Affiliate has invited him or her to join Envestio, and a unique registration link) or generate a direct link (the URL) that can be posted in Investor’s blog, forum, Facebook or any other social network page or just sent in messenger.

4. In order to receive Envestio promotional materials, the Affiliate may contact Envestio and establish an account with TargetCircle (targetcircle.com). The Affiliate may make the URL and Envestio promotional materials publicly available to a third party in digital channels directly related to finance sector. The Affiliate is prohibited from changing, modifying or altering the URL and Envestio promotional materials.

5. The Affiliate is prohibited from using the URL and Envestio promotional materials in any way that differs from Envestio’s values or, at Envestio’s sole discretion, may qualify as unfair commercial practice. If the Affiliate has any doubts whether its activities comply with the present terms and conditions of the Affiliate Program, the Affiliate shall, in order to receive Envestio’s confirmation, contact Envestio, by sending an e-mail to info@envestio.com.

6. Envestio shall be entitled to establish whether the person qualifies as the Affiliate under the present terms and conditions of the Affiliate Program or not at Envestio’s sole discretion. Envestio shall not be obliged to inform the person on its decision not to qualify it as the Affiliate, provide any information or reasons of said decision, as well as, provide any answers to person’s requests.

7. Envestio is entitled, at any time, to cancel Affiliate’s participation in the Affiliate Program at Envestio’s sole discretion and without providing the Affiliate with its motivation, by requesting the Affiliate to stop its participation. The Affiliate has an obligation to immediately stop its participation in the Affiliate Program if it’s requested by Envestio at its sole discretion.

8. The Affiliate receives a one-time reward of EUR 5 (hereinafter the “first deposit” bonus) for every referred investor, as soon as the first deposit of the invited participant (100 EUR and more) reaches Envestio’s bank account.

9. The invited investor also receives a one-time reward of EUR 5, as soon as the first deposit of the invited participant (100 EUR and more) reaches Envestio’s bank account.

10. Besides that, the Affiliate and the Invited investor receive an additional “timespan” bonus, calculated as a certain percentage of the net amount, invested through the Envestio platform by the invited participant during 270 days from the date of completing the registration.

11. The “first deposit” bonus is paid in 24 hours after the first deposit of the invited participant (100 EUR and more) reaches Envestio’s bank account.

12. The “Timespan” bonus is calculated and paid before the 5th date of each month for the previous month. Calculation, showing the number of persons, who accepted the invitations, the total amount they invested through Envestio platform as well as sum of earned bonus is sent to every Envestio participant, who managed to attract at least one active investor.

13. Base for calculation of the “Timespan” bonus is cumulative value of investments, made by the invited participant during the previous month. Percentages paid are as follows:

14. The accounts created with an intent of bonus manipulation may be released from the “timespan” bonus. Such accounts include:
a. Multiple accounts for the same or related person, unless otherwise is provided in the terms of the particular campaign.
b. The affiliate Investors with low investment volumes (with less than 1000 EUR invested) having just 1 active invitee for 2 months and longer.

15. The “timespan” bonus (hereinafter the “Bonus”) is paid only if all of the conditions and preconditions for it set in Clause 16 have been fulfilled. The Bonus shall include all applicable taxes for participation in the Affiliate Program and respective taxes shall be covered by the Affiliate (if applicable).

16. In order for the Affiliate and a third party to receive the “timespan” bonus, the following preconditions must be fulfilled:
a. the Affiliate has the right to participate in the Affiliate Program and the Affiliate has not breached the present terms and conditions of the Affiliate program;
b. the third party is a duly registered legal person or a natural person who is at least 18 years old and was not registered on the Platform as a User at the moment when the third party arrived at the Platform using the Affiliate’s URL and submitted the Registration Application on the Platform;
c. while the Affiliate Program is available the third party has been registered on the Platform, arriving at the Platform through Affiliate’s URL, which was made publically available by the Affiliate;
d. the Affiliate’s investor account is not used for the purposes described in Clause 14.

17. Envestio pays the Affiliate the “first deposit” and “timespan” bonuses by transferring the Reward to the Affiliate’s Investor account. Afterwards the available funds can be invested in active projects or withdrawn to the bank account following standard funds withdrawal procedure.

18. Legal relations arising from the Affiliate Program shall be governed by the terms and conditions of the Affiliate Program that were published in the Website at the moment when the third party submitted the Registration Application to Envestio through the Platform, having arrived at the Platform through the Affiliate’s URL.

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